Discreet, Non-Retail Engagement
Finova’s engagement in precious stones is focused on high-value, non-retail, off-market contexts where discretion, governance, and verification are essential.
This is not retail dealing, auction participation, or speculative trading.
Engagement is selective and structured, reflecting the heightened risks associated with value concentration, portability, and provenance in precious stones.
Scope of Engagement
Finova may engage in precious stone contexts involving, for example:
- individual high-value stones,
- collections of significant value, or
- stones held as strategic or store-of-value assets.
Engagement is typically characterised by:
- private or discreet transaction environments,
- sensitivity around custody, transport, and substitution risk, and
- jurisdictional considerations relating to origin, certification, and transfer.
Retail jewellery sales, auction-based trading, and openly marketed stone transactions fall outside this scope.
Physical Assets and Custody
Finova’s engagement is limited to physical precious stones.
This includes stones such as:
- diamonds,
- rubies,
- sapphires,
- emeralds, and
- other high-value stones where authenticity and provenance materially affect risk.
Engagement does not extend to:
- purely financial instruments linked to stones,
- speculative trading schemes, or
- indirect retail investment products.
Custody, control, and chain of possession are treated as critical considerations.
Authenticity, Provenance, and Legitimacy
Precious stones present specific risks relating to:
- authenticity and grading,
- substitution or misrepresentation,
- origin and extraction, and
- lawful ownership history.
Finova approaches these contexts with an emphasis on:
- verification of authenticity and certification,
- clarity of provenance and ownership,
- lawful authority to transact, and
- consistency of information across counterparties.
Engagement does not proceed where these elements cannot be reasonably established.
Jurisdictional and Regulatory Considerations
Precious stones frequently intersect with:
- sanctions exposure,
- conflict mineral considerations, and
- cross-border regulatory requirements.
These considerations vary materially by jurisdiction and by stone type.
Finova’s engagement is therefore informed by:
- awareness of applicable legal and regulatory frameworks, and
- proportional verification aligned to the specific risks presented.
Further detail on these considerations is addressed within Governance & Compliance.
Structured, Disciplined Engagement
Where alignment exists, Finova’s role is to support structured, disciplined engagement rather than to facilitate trading activity.
This may include:
- supporting clarity between counterparties,
- ensuring appropriate governance expectations are understood, and
- reducing the risk of uncontrolled circulation or misrepresentation.
What This Is Not
To avoid misalignment, it is important to be clear about what Finova does not do in this area.
Finova does not:
- act as a retail gemstone dealer or jeweller,
- participate in auction bidding or resale activity,
- promote speculative stone investment schemes, or
- engage in exchange-based or retail trading environments.
Indicative, Not Exhaustive
The above is indicative of Finova’s engagement in precious stones rather than exhaustive.
Exceptional or non-standard situations may be considered on a case-by-case basis where alignment clearly exists. Such consideration should not be assumed.
Clarity First
Precious stones can present both opportunity and risk in concentrated form.
Where alignment exists, engagement proceeds thoughtfully.
Where it does not, clarity is provided early.